{"id":575,"date":"2022-03-16T10:51:01","date_gmt":"2022-03-16T10:51:01","guid":{"rendered":"http:\/\/jhlmnidhi.com\/?page_id=575"},"modified":"2022-03-16T10:51:01","modified_gmt":"2022-03-16T10:51:01","slug":"fixed-deposit","status":"publish","type":"page","link":"http:\/\/jhlmnidhi.com\/index.php\/fixed-deposit\/","title":{"rendered":"Fixed Deposit"},"content":{"rendered":"\n

Fixed Deposit<\/strong> (FD<\/strong>) is a financial instrument provided by JHLM Nidhi to its members, which provides members a higher rate of interest than a regular savings account, until the given maturity date. For a fixed deposit is that the money cannot be withdrawn from the FD as compared to a  recurring Deposit or a demand deposit before maturity. JHLM Nidhi offer additional services to FD holders such as loans against FD certificates at competitive interest rates.<\/p>\n\n\n\n

POPULAR FIXED DEPOSIT SCHEMES<\/h2>\n\n\n\n
Scheme Code<\/td>Tenure<\/td>Rate of Interest (%)<\/td>FD Amount<\/td>Maturity Amount<\/td><\/tr>
FD_12 Month<\/td>12 Months<\/td>8.2<\/td>100000<\/td>108456<\/td><\/tr>
FD_24 Month<\/td>24 Months<\/td>8.7<\/td>100000<\/td>118784<\/td><\/tr>
FD_36 Month<\/td>36 Months<\/td>9.7<\/td>100000<\/td>126973<\/td><\/tr>
FD_48 Month<\/td>48 Months<\/td>10.2<\/td>100000<\/td>149613<\/td><\/tr>
FD_60 Month<\/td>60 Months<\/td>12<\/td>100000<\/td>180611<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

TERMS & CONDITIONS:<\/h2>\n\n\n\n
  1. It is mandatory to be a member in the Company.<\/li>
  2. Company will issue shares worth Rs.100\/- to FD account holder.<\/li>
  3. Minimum FD would be of Rs.1000.<\/li>
  4. Interest calculated quarterly compounded.<\/li>
  5. Applicable TDS to be deducted on Interest as per the provisions of Income Tax Act.<\/li>
  6. Loan available against deposit upto 75% of deposit amount after 1 from the date of deposit.<\/li>
  7. In case of death of a depositor, the Company will repay to nominee or beneficiary the principal & interest, at which it was accepted.<\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"

    Fixed Deposit (FD) is a financial instrument provided by JHLM Nidhi to its members, which provides members a higher rate of interest than a regular savings account, until the given maturity date. For a fixed deposit is that the money cannot be withdrawn from the FD as compared to a  recurring Deposit or a demand deposit …<\/p>\n

    Fixed Deposit<\/span> Read More »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"_links":{"self":[{"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/pages\/575"}],"collection":[{"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/comments?post=575"}],"version-history":[{"count":1,"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/pages\/575\/revisions"}],"predecessor-version":[{"id":576,"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/pages\/575\/revisions\/576"}],"wp:attachment":[{"href":"http:\/\/jhlmnidhi.com\/index.php\/wp-json\/wp\/v2\/media?parent=575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}